Home Safety at Christmas

TIP: Don’t forget that the Christmas tree needs plenty to drink, too. There is nothing quite like the smell of a real Christmas tree.  Unfortunately, there is nothing quite so flammable as a dry Christmas tree.  The U.S. Fire Administratikon produced some scary videos on how quickly a dry tree can burn compared to a…

PREPARE YOUR HOME FOR EMERGENCIES

Most of us, we hope, will not experience a disaster such as a hurricane, earthquake, or tornado in our lifetimes.  But severe thunderstorms that often come in springtime can cause power outages, and water or wind damage to property.  Are you prepared to cope if you are hit by a natural diaster?  Consider the following…

PROTECT AGAINST WINDSTORMS

To reduce your exposure to windstorm and hurricane losses, experts advise focusing your risk control efforts on four parts of your home – roof and rain gutters, windows, entry doors, and garage doors.  Plus, take a good look at the area outside your home to help avoid additional hazards. Roof and Rain Gutters Make sure…

NEED FLOOD INSURANCE? Most people do.

Flood is the most common natural disaster in the U.S., causing more than $2 billion in property damage every year.  As little as one inch of water in a home can cause thousands of dollars of damage.   However, flood damage is not covered by homeowners insurance. Flooding can happen anywhere, not just in designated high-risk…