Flood is the most common natural disaster in the U.S., causing more than $2 billion in property damage every year. As little as one inch of water in a home can cause thousands of dollars of damage. However, flood damage is not covered by homeowners insurance.
Flooding can happen anywhere, not just in designated high-risk flood plain areas. In fact, one in four insured flood losses occur outside of areas thought most likely to flood. Every state is in a flood zone, which is why your property is at risk.
Many people don’t think they need flood insurance because they believe federal disaster aid will come to their rescue. However, if declared a federal disaster, help usually comes in the form of a loan – which must be paid back, with interest.
That’s why we offer flood insurance for all our customers. Up to $250,000 of coverage may be available for your home, and up to $100,000 of coverage for your personal property. *Higher limits may be available. As proceeds from an insurance contract, flood insurance claim payments also don’t have to be repaid.
Protect your property from the financial consequences of flood with this special insurance policy.