Pennsylvania, Maryland, Delaware & New Jersey Flood Insurance
A flood is a devastating event that can ruin everything that you have built for yourself and your family, make sure you are protected with Sorella Insurance’s flood insurance policy. With Sorella Insurance’s Flood Insurance you will have coverage and compensation for the destruction and financial devastation caused by floods. Despite how innocuous a few inches of water can look, any amount of water penetration can cause serious damage that may result in thousands of dollars of repair and restoration costs that you would be responsible for without flood insurance. Flood insurance policies through Sorella Insurance Agency can protect you from having to deal with undue stress and financial burden.
Different types of policies are available based on your property’s location and flood history:
- Standard Flood Insurance Policies
If you live in an area that participates in the NFIP, you can be covered by a standard flood insurance policy. To be considered an area that is eligible for NFIP status the waters must cover at least two acres or affect at least two properties. You must apply for building coverage and contents coverage separately if you choose to invest in a standard flood insurance policy.
- Preferred Risk Flood Insurance Policies
If you are in a home or business with low to moderate risk zone, your building may qualify for a low-cost preferred risk policy that might be better suited to your flood insurance needs. A preferred risk policy will protect your home and its contents if you are affected by a small flood or a larger flood that has extended into your low-risk area. In truth, many flood insurance claims occur in low-to-moderate risk areas, since those areas are the least prepared to deal with floods.
Contact Sorella Insurance today to ensure your residence is not affected further when dealing with flood damage with our comprehensive flood insurance policy.